The Marcus Savings by Goldman Sachs Online Savings Account is a good option for many. Committed to helping customers reach their financial goals. Perks: Along with a high interest rate, the savings account product from Marcus comes with easy-to-meet requirements and the benefits of an online bank. But if some of its missing features give you pause, you may want to consider some other choices. Marcus is a brand of Goldman Sachs Bank USA, itself a branch of the Goldman Sachs Group, one of the largest investment banking enterprises in the world. Marcus charges no fees to open a Marcus savings … Marcus’ savings rate is 0.50%, which is much higher than the national average APY of 0.06%. I used Goldman Sachs (AKA "Marcus") in the past for a savings account. One noteworthy exception is the 13-month No-Penalty CD which continues to earn 2.35% APY. I was then able to link my other bank accounts seamlessly, and everything was running smoothly. 8/4 - Marcus Cuts Savings Rate To .80% 7/28 - Rate Bonus and Special CD for AARP Members at Marcus by Goldman Sachs 7/23 - Marcus Cuts All No Penalty CD Rates 7/23 - Marcus Savings Rate Bonus For AARP Members 6/16 - Huge Marcus Savings Rate Change 6/16 - GS Bank USA Savings Rate Down To 1.05% From 1.30% Today 5/8 - Marcus Slashes Savings To 1.30% In addition, Marcus also cut rates on nine of its CDs. Marcus by Goldman Sachs® provides no-fee personal loans & high-yield online savings for individuals. Marcus is an online provider of financial products, including no-fee, fixed-rate personal loans, certificates of deposit, and online savings accounts. I was even able to add a joint user to the account. Marcus has raised its 13-Month No Penalty CD rate to 2.25% APY. The interest rates on the account is quite high (1.60%), and I was able to make a savings account quickly with little pain. All rates went down by 10 bps. Marcus by Goldman Sachs offers not only high-yield savings but also CDs and loans. The Marcus online savings account offers high yields—considering today’s savings rate environment—currently earning 0.50% APY. The APY on Marcus' high-yield savings account has dropped to 1.05% as a result of the Fed suddenly dropping its benchmark rate to zero in March. Since the rate is 20 basis points above Marcus's online savings rate and the account may be closed at any point after one week without penalty, this product offers an easy way to boost your savings rate. The new lower APYs are shown below in bold and are effective as of 6/28/2019. The range of products isn't as wide as Ally, but having no fees might be the most enticing part. Marcus' Online Savings Account rate was reduced by 10 bps to 2.15% APY. Is an online provider of financial products, including no-fee, fixed-rate personal loans & high-yield savings. 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