Liberty Mutual offers coverage similar to a conventional homeowners policy for landlords, condo owners, and owners of mobile or manufactured homes, as well as renters insurance. The standard renters insurance policy protects your personal property, covers additional living expenses if your rental needs work, and pays legal and medical bills in case someone gets hurt on the property you’re renting. However, the company lacks more than it offers with low personal property coverage amounts, a hard-to-navigate website, and only three additional coverage options. Liberty Mutual providers standard renters insurance with liability, medical payment, loss of use, and personal property coverage. All you need is the incident date and details. A typical renters insurance policy provides three types of coverage: personal property coverage, renters liability insurance, and additional living expenses. Liberty Mutual is one of the oldest insurance companies in the nation, dating back to 1912. Make sure you are safely away from the damage before making the call. With flexible options for renters to customize their plans and three significant plan discounts available, this insurance plan can adapt to your needs. Liberty Mutual is one of the largest insurance companies in America. Liberty Mutual Renters Insurance Review. Liberty Mutual has a discount if you bundle policies, so if you have other insurance policies with Liberty Mutual, such as car coverage, you can combine them with renters and receive a discount. Liberty Mutual covers renters in all 50 states. In that time, the company has become widely known, and has grown to offer a comprehensive suite of insurance products. Founded in 1912, it has over a century’s worth of experience in the insurance industry, and they are the sixth-largest casualty and property insurer in the world. If you rent your home or apartment, you've probably wondered if you need renters insurance. It also offers a “Claims-Free” discount if you go at least five years without a claim. Liberty Mutual. If your company charges a fee to add an interested party, it might be worth shopping around with a few companies to compare prices. Liberty Mutual offers two tiers of renters insurance: a standard policy and an add-on option. Liberty Mutual’s renters insurance is competitive with many others in the industry, with low starting prices and average coverage. You can request documents, make a payment, or make changes to your policy. If your policy is through Liberty Mutual you can call us at (866) 500-8377 to service your renters policy. Liberty Mutual is one of the oldest insurance companies in America, founded in 1912. Liberty Mutual In business since 1912, and headquartered in Boston, Massachusetts, Liberty Mutual is the fifth largest global property and casualty insurer in the nation. You can also file a claim by calling (844) 339-5299. 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